HIQOR
Lead Progression Overview

High-Intent Conversion Flow

From Registration to High-Intent Conversion

A single user journey that captures consent, drives engagement, and guides users toward high-intent actions in real time.

No Consent Friction3-Step JourneyProgressive Intent

User enters the funnel via race registration

Race RegistrationCheckout Add-onSMS Trigger
1

Registration & Purchase Flow (Scan Introduced Here)

User registers and purchases race entry

Registration

The user signs up for the race event and completes their ticket purchase in a single flow. PII details are captured at registration. This is where the user is introduced to the face scan experience, positioned as a pre-race health check and integrated into the flow as a complimentary benefit.

TOTAL
Tickets
San Diego Super 10K — Half Marathon$89.00
Biometric Health Scan

Pre-race readiness check

FREE
Subtotal$89.00
Processing Fee$3.50
Total$92.50
PAY

After registration, the user is prompted to receive their pre-race health scan via SMS.

2

Claim & Start Health Scan (Primary Conversion)

Replacing heavy insurance consent with a streamlined health scan experience

During the ticket claim step, a transactional SMS is sent to the user's mobile number with a personalized link to begin their biometric scan. Because this is transactional (tied to a product they purchased), no marketing consent is required at this step.

Current: Insurance Consent
Mutual of Omaha

Official Provider of Race Day Insurance — Providing Eligible Racers $100,000 in Event Coverage

I want access to exclusive insurance rates for race participants

I electronically sign and agree to the Mutual of Omaha privacy policy located at https://www.mutualofomaha.com/legal-services and the terms of use located at https://www.mutualofomaha.com/legal-services/terms-of-use (including mandatory arbitration). I also consent to receive emails, phone calls, and/or text messages from a licensed insurance producer from Mutual of Omaha Insurance Company and its affiliates at the email address or phone number provided above, including my wireless number, if provided, for the purpose of marketing insurance products and services. I understand that these communications may use prerecorded or artificial voice messages, automated dialing technology, or artificial intelligence. Message and data rates may apply.

Modified: Health Scan Experience
Mutual of Omaha

Official Provider of Race Day Insurance — Providing Eligible Racers $100,000 in Event Coverage

Complete Your Pre-Race Health Check

Are You Race Ready? Take a quick face scan to check key health signals before race day.

A personalized link is sent to the racer's phone to launch their pre-race biometric health scan

3

Face Scan Experience

User completes biometric scan (optional)

Engagement

The face scan is entirely optional — racers can purchase tickets and complete registration without it. If the user chooses to take the scan, they must actively check a marketing consent checkbox before the scan begins.

Biometric face scan in progress

Consent isn’t forced—the scan is optional. If they choose to scan, opt-in is required.

4

Results & Engagement

Health report drives action

The user is shown their face scan health report with key biometric metrics visible. The personalized insurance quote is locked and blurred, requiring the user to take action to reveal it.

Eligible Benefits

Quote Preview

$28.40 / mo

Term Life · 20 yr · $500K coverage

Unlock to reveal
Vitals
🩸Blood Pressure
Stage 2141/82mmHg
70–89 Low90–119 Normal120–129 Elevated130–139 Stage 1140+ Stage 2180+ Crisis
❤️Heart Rate
Normal71bpm
40–59 Low60–99 Normal100–139 Elevated140+ High180+ Very High
📊Heart Rate Variability (HRV)
Good43ms
0–19 Poor20–39 Fair40–59 Good60+ Very Good80+ Excellent
🫁Respiration Rate
Normal16breaths/min
8–11 Low12–19 Normal20–24 Elevated25–29 High30+ Very High
💧Oxygen Saturation (SpO₂)
Excellent98%
85–94 Low95–97 Normal98+ Excellent

Quote is generated via the embedded Mutual API. The blurred preview creates urgency without pressure.

5

Quote Generation — High-Intent Event

User engages with the quote API

Conversion

The user sees their personalized life insurance quote via the embedded Mutual of Omaha quote API. This single interaction — viewing and requesting their quote — constitutes a high-intent signal.

Mutual of Omaha
Eligible Benefits
You have earned preferred-rate life insurance eligibility through Mutual of Omaha. A term life insurance policy provides peace of mind and financial security for the ones you love.

Select Term

Term Life Insurance

$250,000 benefit · 10 Year term

$9.89

per month

6

Routing & Conversion

User routed based on intent signal

Conversion

Based on the user's high-intent action, an intent detection engine routes them to the optimal conversion path. All users who engage with the quote API are routed to Mutual of Omaha / DSC. Path B represents an additional conversion option via Eleos Life Insurance and their suite of conversion tools.

High-Intent User

Path A

Eleos Life Insurance

Conversion Tools

Outcome

Self-Service Activation

Path B

Call Center

Mutual of Omaha / DSC

Outcome

Agent-Assisted Sale

Routing logic uses behavioral signals to maximize conversion probability per path.